Cost of Living Comparison

Prices differ by city. See the salary needed elsewhere to live the same way.

Your numbers

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Equivalent salary

Needed in new city
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Scales your salary by the ratio of the two cost-of-living indexes. Indexes (100 = national average) come from published cost-of-living data for each metro. It captures overall prices, not your exact spending mix.
About this calculator

Cost of Living Comparison

This calculator estimates the salary you would need in a new city to maintain the same lifestyle, based on cost-of-living index ratios.

How the index ratio works

Cost-of-living indexes express a location's overall expenses relative to a national average of 100, so a city at 120 costs about twenty percent more than average. The tool multiplies your current salary by the ratio of the new city's index to your current city's index, giving the salary needed to hold your buying power steady. If the new city has a lower index, the required salary drops, and if it is higher, you need more.

Limits of a single number

A composite index blends housing, food, transportation, and other categories, but your personal mix may differ, especially since housing swings the most between cities. The calculator does not account for differences in state income taxes, which can meaningfully change take-home pay. It also ignores lifestyle changes you might make after moving. Use the result as a negotiating anchor and starting estimate, not financial advice.

How to use it

  1. Enter your current salary.
  2. Enter the cost-of-living index for your current city.
  3. Enter the cost-of-living index for the new city.
  4. Read the salary needed to keep the same lifestyle.

Frequently asked questions

What does an index of 100 mean?

An index of 100 represents the national average, so a value above 100 is more expensive than average and below 100 is cheaper.

Does this account for taxes?

No, state and local income taxes differ by location and are not included, so compare after-tax pay separately when possible.

Where do I find index values?

Several public cost-of-living comparison sites publish city indexes; use the same source for both cities so the ratio is consistent.

See the exact formula and a worked example on our methodology page.

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