The ratio lenders check first. See where you stand and how much room you have.
Monthly figures
$
$
$
Your ratio
Total debt-to-income
0%
Lenders typically look for a back-end DTI at or below 36%, and often up to 43-45% for qualified mortgages. Front-end (housing only) is usually kept at or below 28%. Guidelines vary by loan type and lender.