Roth vs. Traditional 401(k)
Roth is taxed now, traditional is taxed later. See which leaves more after tax.
Your numbers
Annual contribution
$
Years to retirement
Annual return
%
Tax rate now
%
Tax rate in retirement
%
After-tax value
Roth after-tax
,
Assumes the traditional side invests the tax savings too, for a fair comparison. Roth wins when your retirement tax rate is at or above today's.
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