Income-driven plans cap your federal student loan payment at a share of discretionary income. See a rough monthly payment based on your income and household.
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Estimated payment
Monthly IDR payment
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Estimates a payment at 10% of discretionary income, defined as income above 150% of the federal poverty guideline (about $15,650 for one person plus $5,500 per additional member). Actual IDR plans differ in their percentage and poverty multiplier, and specific programs change; confirm with your loan servicer.