Cash Balance Plan Contribution

A cash balance plan lets older, high-earning owners contribute far more than a 401(k). See a rough maximum by age.

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Estimated max

Annual contribution
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Cash balance contribution limits rise steeply with age because they fund a targeted retirement benefit over fewer years. This shows a rough age-based maximum; the real figure is set by an actuary and depends on your plan design, and these plans are often paired with a 401(k). A high, stable income is generally needed to support the contribution. Estimate only.

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