A simple, proven budget: 50% of take-home pay to needs, 30% to wants, and 20% to saving and extra debt payoff. See your targets in dollars.
Your numbers
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Your monthly plan
Save & pay down debt
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The 50/30/20 rule is a starting framework, not a strict law. High-cost-of-living areas often push needs above 50%. Adjust the shares to fit your life, but keep saving a non-negotiable line.