Terms of Service

Acceptance of terms

By accessing or using SumWize, operated by SumWize Calculators, you agree to these Terms of Service. If you do not agree, please do not use the site.

Educational use only, not professional advice

SumWize provides financial calculators and related educational content for general informational purposes. The results are estimates and simplifications, and they are not financial, tax, investment, legal, or accounting advice. You should consult a qualified professional before making decisions based on any result. Tax figures reflect the years stated on each page and may change.

We strive for accuracy and publish the methodology behind each calculator, but we do not warrant that results are error-free or suitable for your specific situation.

Use of the site

You may use SumWize for lawful, personal, and business purposes. You agree not to misuse the site, including by attempting to disrupt it, scrape it in violation of our robots policy, or reverse engineer it beyond what applicable law permits.

Embeds and API

Where SumWize offers embeddable calculators or an API, your use is subject to any additional documentation or plan terms presented for those features. Embedded calculators may include a link back to SumWize.

Intellectual property

The SumWize name, design, content, and calculators are owned by SumWize Calculators and are protected by applicable intellectual property laws. You may not copy, republish, or redistribute substantial portions of the site without permission, except as expressly allowed for embeds or under our citation guidance.

Disclaimer of warranties

SumWize is provided on an as-is and as-available basis without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, SumWize Calculators will not be liable for any indirect, incidental, or consequential damages, or for any decision made or action taken in reliance on the site or its results.

Changes

We may modify these terms or the site at any time. Continued use after changes take effect constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent to [email protected], at SumWize Calculators.