IRA & 401(k) Calculators
Rules for retirement accounts change with age and income. These calculators handle the decisions that cost the most when they go wrong: Roth conversions, required minimum distributions, early withdrawals and plans for the self-employed.
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Roth IRA CalculatorProject your Roth IRA balance and see how much of it is tax-free growth.Roth Conversion CalculatorWeigh the cost and benefit of converting.RMD CalculatorYour RMD for this year.
All 19 IRA & 401(k) calculators
Roth Conversion CalculatorWeigh the cost and benefit of converting.IRA CalculatorYour IRA contribution limit this year.IRA Withdrawal CalculatorIncome your IRA may provide.Pension Lump Sum vs Annuity CalculatorLump sum vs. monthly pension.Retirement Plan Value CalculatorProject your plan's future value.RMD CalculatorYour RMD for this year.Future RMD CalculatorYour future required distributions.Lump Sum vs Monthly Payments CalculatorCompare ways to take a distribution.Maximize 401(k) Match CalculatorCapture every matching dollar.401(k) Loan CalculatorThe real cost of a plan loan.401(k) Early Withdrawal CalculatorTaxes and penalties on early withdrawals.Self-Employed Retirement CalculatorHow much you can contribute self-employed.NUA CalculatorNet unrealized appreciation vs. rollover.Inherited IRA RMD CalculatorRMD for an inherited account.72(t) CalculatorPenalty-free early distributions under 72(t).Roth Conversion OptimizerSee the lifetime tax a Roth conversion can save versus leaving funds in a traditional IRA.SEP IRA vs Solo 401(k) vs SIMPLE IRA CalculatorCompare the maximum contribution across the three self-employed plans.Cash Balance Plan CalculatorEstimate large tax-deferred contributions for a high-earning business owner.Roth IRA CalculatorProject your Roth IRA balance and see how much of it is tax-free growth.
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