Question 1

How do I project my net worth?

Accepted Answer

Grow your current net worth plus annual additions at an expected return. The calculator compounds them over your chosen horizon.

Question 2

What counts as adding to net worth?

Accepted Answer

Money saved and invested, plus debt you pay down, both raise net worth, which is assets minus liabilities.

Question 3

Is the projection guaranteed?

Accepted Answer

No, it assumes a constant return in nominal dollars. Real returns vary and inflation reduces future buying power. Use it as a trend.

Projected Net Worth